Identity Theft Kit: How to Prevent Your Identity Being Stolen (New title)

How to use this Kit 5 Introduction 7 Examples of how identity theft can affect you 9 Card-not-present fraud ('CNP') 9 Having your credit card 'skimmed' 9 Theft of your credit cards 10 Theft of your personal details by people at your last address 11 Stealing your bank details 12 Airport theft 14 Checking in at hotels 14 Advance fee scams ('419' scams) 15 Abuse of social network websites 16 Theft of your personal details from within a company 16 Buying expensive items on eBay 16 Theft of your personal details from someone close to you 17 Bin bag theft 17 Giving away your personal details inadvertently 18 Mortgage refinancing schemes 18 Fraudulent address change of your existing credit card 18 Targetting your old hard disk information 19 Fraudulent mail redirection 19 A job offer you cannot refuse 20 Car buying nightmare 21 Putting your personal details on a school or work reunion site 21 Goods order for your company, but not by you 22 You are a retailer and suffer unjustified chargebacks 23 Initiatives to reduce the threat 24 The law 24 Identity cards 26 Lost and stolen documents register 27 Electoral roll opt out 27 Credit file monitoring 28 Password disciplines 35 Identity theft insurance 35 Increased card security 35 Warning signs 38 You are unexpectedly declined credit 38 Your credit card is refused unexpectedly 38 Your credit card company calls to query a foreign or unusual transaction 39 You find accounts you do not recognise on your credit file 39 The police arrive with a warrant for your arrest 39 Your cheques bounce unexpectedly 39 Mail appears to be late, or bunched, or fails to arrive 40 You are burgled, but nothing much seems to have been taken 40 A County Court summons arrives for a debt you know nothing about 40 A debt collector, bailiff or sheriff officer arrives at your door 40 You receive a debt collection call at work for an unknown debt 40 You receive an overseas health claim on a Form E111 in your name 40 You receive notice from your local post office that a redirection notice requires renewal 41 You are stopped unexpectedly when you try to leave or enter an airport 41 Prevention 42 Essential 42 Financial fraud prevention 42 Recommended actions 43 Web disciplines 43 Travelling 44 If you are a director of a company 44 If you have purchased UK domain names in your personal name 44 If you move house 44 Useful contacts 45 Improving your privacy 45 Accessing your credit files and court information 46 Checking companies 47 Accessing government agencies 48 Improving internet security 48 Other useful addresses 49 Credit card emergency contact details 50 Specimen letters 56