America's Health Care Crisis Solved highlights the major pitfalls of our current health care system and shows why, without changes, health care costs will soon demolish the American economy as well as the opportunity to receive quality care. However, contrary to the increasingly popular idea of a government health plan, the alternative presented by authors J. Patrick Rooney and Dan Perrin brings the self-interest of you, the American consumer, into the equation.
Dan Perrin is the author of HSA Road Rules, known as the bible of the HSA industry by bankers and insurers. He is President of the HSA Coalition and is widely acknowledged to have been a key player in the passage of every piece of HSA legislation that has made its way through Congress and been signed into law by the President in the last decade. Perrin is one of the nation's top HSA experts and has been quoted on the subject in every major newspaper in the United States.
Preface. Introduction. Part 1. Chapter 1. No Money, No Healthcare. Who Can Afford to Get Sick? A Helicopter View of Healthcare Financing. The Good Bad News. No More Business As Usual. Chapter 2. Why the Money's Running Out. No Room At the Inn. Standard Operating Procedure. The Motive Is Profit. The Problem Is Greed. On the Front Lines with Nora Johnson. Chapter 3. A New Scarlet Letter. A Lady in Red. Who Are the Uninsured? The Danger of Second-Hand Smoke. Injustice for All. Chapter 4. Why Nationalized Healthcare is No Cure All. The HMO Idea. An Idea Rejected. Phoenix Rising? HillaryCare II. Oh, Canada. The Cost of Inefficiency. God Save the Queen. Look No Further. New York, New York. Florida, Here We Come. The Evidence Speaks. Part II. Chapter 5. Fair Care. Three Keys to Make Fair Care Work. Congressional Action. Two Crucial Points on Fair Care. Fair Care Effect on Employers. Fair Care Effect on Employees. The State of the Union Proposal. Chapter 6. Give Seniors What They Want (and Save Money Doing It). An Innovative Approach to Medicare. The Future of Medicare. Defining the Terms. Drug Money. An Unfunded Mandate. A Bureaucratic Snafu. Cost Comparison. Saving the U.S. Treasury Money. How Much Could Our Country Save? Give Seniors What They Want. Too Good To Be True? How Much Money in Each Senior's Hands? Chapter 7. Give Control to Consumers. Back to the Future. One Experience. HSAs Today. A Quick Overview. Health Care Freedom. A Dollar-for-Dollar Comparison. An IRA on Steroids. The Truth Be Told. A Word About Family Deductibles. Republicans Versus Democrats. A Legitimate HSA Weakness. A Response to Mr. Rangel. What Does the Evidence Say? A Side Note. What Congress Still Needs to Do. Chapter 8. Establish Fair Medical Prices. Which Price Tag? What's A Reasonable Price? What Can We Conclude? How to Defend Yourself Against Hospital Harassment. What's a UB-04 or a UB-92? Where to Get the Medicare Info. Now You're a Royal Pain. Sounds Good, But Does It Work? Do You Need A Lawyer? The Linchpin to Healthcare Reform. Chapter 9. Make Medical Prices Transparent. An Innovative Approach to Pricing Healthcare (Part 1). Between a Rock and a Hard Place. Why Not Be Honest? Cost Reporting. Truth Detector. Do Hospitals Lose Money On the Uninsured? Who's Losing Money? Are We Really Too Dumb to Understand? What Needs to Change. Legislation Now Pending. Medicare Starts to Move. And Not Just the Hospitals. Chapter 10. Build Risk pools. An Innovative Approach to Individual Health Insurance (Part 2). New York State of Mind. No Picnic in the Garden State. Ferrari Pricing. One Way to Cope. Compassion v. Common Sense. Casting the Net. Double Incentive. The Problem for Small Business. A Future Answer for Small Business. A More Immediate Answer. What If an Employee Buys an HSA? The Rest of the Story. Chapter 11. Build a National Marketplace. An Innovative Approach to Individual Health Insurance (Part 2). Do You eBay? Nothing Matters More. Roadblocks to Freedom. The Healthcare Choice Act. Not In My Backyard. An Idea For the People. Let's Get It Done. Chapter 12. Make Basic Healthcare Cheaper and More Convenient. An Innovative Approach to Healthcare Delivery. What is a Quick Care Clinic? The Customer Is King. Calling Dr. Nurse. "You've Got Care". Chapter 13. Do It Right The First Time. An Innovative Approach to Wellness. Managed Gatekeeping. The Right Goal. The Right Kind of Competition. Simpler Is Better. In A Life. Lose the Gatekeepers. Get Well Soon. Chapter 14. Wrapping It All Up. Appendix A. Appendix B. Appendix C. Appendix D. Appendix E. Appendix F. Notes. Index.