The Debt Advice Handbook is the most comprehensive guide to the practice and process of money advice in England and Wales.It contains the essential information needed by advisers dealing with debt problems, including on interviewing clients; establishing liability; maximising income; prioritising debts; preparing financial statements; negotiating with creditors; and choosing the most effective strategy.Fully updated to cover all recent changes to legislation, caselaw and court procedure and practice, the Debt Advice Handbook is firmly established as a set text by the Institute of Money Advisers for the Certificate in Money Advice Practice.
* What are the key stages in money advice?* How do you deal with emergencies, priority debts, business debts and student debt?* What is the most effective way of negotiating with creditors?* What happens if the matter goes to court?* What powers do bailiffs have?* What is the difference between bankruptcy and an individual voluntary arrangement and when should debt relief orders be used?