How to Spend Less ... without Being Miserable

How to Spend Less ... without Being Miserable

By: Richard Templar (author)Paperback

More than 4 weeks availability

Description

There are times when you know you just need to cut down a bit, reduce your outgoings, keep a bit of a rein on the amount you spend. Yet for most of us, that makes us feel downright depressed even before we start. But reducing your spending doesn't mean taking the fun out of life. Oh no. If you're clever about it, life can be just as good -- it just costs you less. This is the book to show you how, in Richard Templar's inimitable blend of originality, wisdom, practicality and funny straight talking. With the current world financial situation, things are going to be tight for a while for many of us -- even if they weren't already -- and we'll need to find ways to make sure the money we have goes further. How to Spend Less...without being miserable is full of techniques and strategies for cutting down on expenditure. As you'd expect with Templar, there'll be loads of common sense with a quirky take and plenty of fun.

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About Author

Richard Templar is the author of the international bestselling Rules books. Over 2 million people around the world have enjoyed and now play by Richard Templar's Rules. The complete list of titles is as follows: Rules of Life, Rules of Work, Rules of Management, Rules of Wealth, Rules of Parenting, Rules of Love and the latest bestseller, The Rules to Break.

Contents

Introduction * You have to want to do it * Get your kicks somewhere else * Know your budget * Remember the glass is half full * Save time * Get organised * See it as a challenge * Make bargain-hunting a hobby * Know when a bargain is not a bargain * Hoard your savings * Try an alternative savings scheme * Look for cheap thrills * Give yourself a cooling off period * Imagine yourself without it * Put it away before you get it * Ringfence funds * Use big money * Say never never to the never never * Think green * Sell things * Be a barterer * Get online * Don't window shop * Carry cash * Don't play with pretend money * Freeze your assets * Do your weekly shop online * Never shop for food on an empty stomach * Shop in a hurry * Cut out coupons * Milk your loyalty * Make the most of supermarkets * Shop for quality, not quantity * Shop for quality, not for price * Calculate the price per wear * Decide what it's worth * Be mail order savvy * Check out the benefit of brands * Ask yourself if you need it * Always try to buy in bulk * Try smaller companies for size * Get into the haggling habit * Never pay the asking price * Buy with selling in mind * Net yourself a bargain * Shop twice * Join mailing lists * Buy at auction * Get competitive * Know when to sell... and when to buy * Support your local farmer * Stick to tap water * Change your habits * Buy less food * Buy cheaper food * Be a sneaky cheapskate * Cook for yourself * Use your leftovers * Use your freezer * Cook less food * Eat on the cheap * Become a vegetarian * Grow your own * Free food * Stay in * Go out later * Hold a swap shop * Bargain competition * Set up a babysitting circle * Meet for lunch * Share and share alike * Swap your house * Book late * Holiday at home * Work to live * Avoid currency traps * Get the kids involved * Think hard about insurance * Check your statement * Look for the best deals * Switch off * Don't heat what you don't use * Turn it down * Save water * Save petrol * Practise phone economics * Do your own * DIY * Make presents * Get the kids to make presents * Agree a budget * Have a family draw * Use cheap wrapping paper * Trim your Christmas * Shop in the January sales * Try a student * Recycle your kids' clothes * Get hitched on a budget * Have a budget baby * Don't give up

Product Details

  • publication date: 21/04/2009
  • ISBN13: 9780273725558
  • Format: Paperback
  • Number Of Pages: 224
  • ID: 9780273725558
  • weight: 239
  • ISBN10: 0273725556

Delivery Information

  • Saver Delivery: Yes
  • 1st Class Delivery: Yes
  • Courier Delivery: Yes
  • Store Delivery: Yes

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