Now updated-the fun and easy way (R) to get the best insurance policy
The prospect of choosing the correct insurance plan for health, home, vehicle, and life can be extremely daunting. Insurance For Dummies, Second Edition provides all the necessary research in one book, helping readers choose the right plan and amount of coverage. It explains everything from getting the most coverage at the best price and dealing with adjusters, to filing claims, to managing risk and reducing liability. This revised edition features new information on auto insurance regulations, personal liability umbrellas, adjusting deductibles in response to the economic climate, and navigating healthcare policies based on new trends, as well as special sections for new grads and considerations for freelancers and remote workers.
Jack Hungelmann, CIC, CPCU, ARe (Chaska, MN), is the proprietor of Jack Hungelmann Risk Management & Insurance. He has more than 2000 hours of insurance education and has been in private practice for more than 30 years.
Jack Hungelmann has more than 2,000 hours of insurance education and has been in private practice for more than 30 years. He is the proprietor of an insurance agency, and he teaches risk management and insurance courses through continuing education programs in Ohio and Minnesota.
Introduction. Part I: Getting Started. Chapter 1: Building a Great Insurance Program. Chapter 2: Introducing Seven Guiding Principles of Insurance. Chapter 3: Managing Your Risk without Buying Insurance. Chapter 4: Buying Insurance. Part II: Cars, Boats, RVs, and More: Insuring the Things You Drive. Chapter 5: Managing Your Personal Automobile Risks. Chapter 6: Dealing with Special Auto Insurance Situations. Chapter 7: Insuring Recreational Toys and Trailers. Chapter 8: Getting What You Deserve for Automobile Claims. Part III: Home Sweet Home: Understanding Homeowner's Insurance. Chapter 9: Understanding the Basics of Homeowner's and Renter's Insurance. Chapter 10: Avoiding Homeowner's Personal Property Pitfalls. Chapter 11: Protecting Yourself from Major Homeowner's Exclusions. Chapter 12: Insuring Your Condominium or Town House. Chapter 13: Running a Home Business without Losing Your Shirt. Chapter 14: Getting What You Deserve for Your Homeowner's Claims. Part IV: Singin' in the Rain: Umbrella Policies and More. Chapter 15: Introducing the Personal Umbrella Policy. Chapter 16: Choosing the Right Umbrella for Your Lifestyle. Chapter 17: Changing Your Insurance When Your Life Changes. Part V: Managing Life, Health, and Disability Risks. Chapter 18: Buying Individual Health Insurance. Chapter 19: Making the Best Group Health Insurance Decisions. Chapter 20: Buying Medicare and Supplements. Chapter 21: Evaluating Your Need for Long-Term-Care Insurance. Chapter 22: Managing the Risk of Long-Term Disability. Chapter 23: Buying Life Insurance. Part VI: The Part of Tens. Chapter 24: Ten Ingredients for a Watertight Insurance Program. Chapter 25: Ten Government Programs You Should Know About. Chapter 26: Ten Ways to Save Big Bucks on Car Insurance. Index.