This book shows people in their late 20's or 30's how to take responsibility for building a sizeable retirement fund through a careful mix of investment products, ranging from the safe to the exotic. There's also an in-depth look at pensions aimed at younger readers wanting to assess the various options on offer, through to older readers who have to make some hard decisions about annuities and endowments. The book also shows you how to identify your personal money philosophy and build a long-term plan to reach your retirement goals.
Julian Knight was born in Chester in 1972, educated at the Chester Catholic High School, and later at Hull University. He is the BBC News personal finance reporter and writes for the BBC News Web site; Julian is author of Wills, Probate & Inheritance Tax For Dummies, and lives in London with a large mortgage. Before joining the BBC, Julian worked at Moneywise magazine and contributed to The Guardian as well as many other publications.
Introduction. Part I: Plotting Your Way to a Wealthy Retirement. Chapter 1: Building Your Retirement Dream. Chapter 2: Figuring Out Your Retirement Goals. Chapter 3: Knowing How Much You're Worth. Chapter 4: Picking a Money Philosophy. Chapter 5: Getting Help with Your Retirement Plan. Part II: Laying the Bedrock: Pensions. Chapter 6: Making the Most of State and Workplace Pensions. Chapter 7: Hoarding Your Very Own Pot of Cash: Personal Pensions. Chapter 8: Taking Control with a Sipp. Chapter 9: Working with Your Pension. Part III: Building Up a Nest Egg: Saving and Investing. Chapter 10: Starting Out on Savings and Investments. Chapter 11: Exploiting Bonds to Boost Your Wealth Prospects. Chapter 12: Making Your Fortune through Shares. Part IV: Using Property to Boost Your Retirement Pot. Chapter 13: Making the Most of Mortgages and Equity Release. Chapter 14: Maximising the Value of Your Property. Chapter 15: Buy-to-Letting Your Way to Riches. Part V: Alternative Investment Strategies: The Wealth Is Out There. Chapter 16: Making a Mint from Collectables. Chapter 17: Taking a Walk on the Wild Side: Alternative Investments. Part VI: The Part of Tens. Chapter 18: Ten Ways to Cut Your Tax Bill. Chapter 19: Ten Things That Can Stop You Retiring Wealthy. Chapter 20: Ten Savvy Financial Moves. Chapter 21: Ten Ways to Boost Your Income. Index.