This work analyzes formal and informal markets for microfinance in rural Argentina. It provides a broad overview of rural financial markets in all their forms. It carefully describes the ways in which small, rural producers use financial services, be they saving services, loans or payment services. It then describes the current state of the supply of the rural microfinance, covering a variety of institutional forms such as public banks, private banks, cooperatives, non-governmental organizations, and input suppliers. After comparing demand with supply to determine mismatches, it suggests improvements in the micro and macro structure of the market that would likely improve long-term access to rural microfinance for small products.
Dr. Mark Schreiner is a Senior Scholar in the Center for Social Development at Washington University in Saint Louis and also a Consultant with Microfinance Risk Management. His work aims to promote asset accumulation by the poor through improved access to financial services. He made the first credit scoring systems for microfinance. He has worked in Argentina, Bolivia, Bosnia-Herzegovina, Columbia, the Dominican Republic, El Salvador, Mexico, South Africa, Uganda, and the United States.
Preface, Acknowledgements; Introduction; 1. Rural Microfinance in Argentina; 2. Demand for Rural Microfinance; 3. Supply of Rural Microfinance; 4. Inefficiency in Argentine Financial Institutions; Bibliography; Index