This stylish Tan leather effect Moderno A4 folio is perfect for attending meetings. The smart outer casing features a contrasting canvas edge finished in a lovely steel blue colour, a chunky popper closure complete with the Moderno 'M' logo and brown stitched detail to create an authentic look. Inside you will find a cream ruled A4 notebook which you can remove and replace. The inside of the folio is complete with a slip pocket for storing loose sheets, a card slot and a pen loop which holds an attractive silver ball pen. The pen is supplied with black ink and is refillable.