This stylish Tan leather effect Moderno A5 folio is perfect for attending meetings. The smart outer casing has a contasting canvas edge in a lovely steel blue colour, a chunky popper closure and top stitching detail for an authentic look. Inside is a cream ruled notebook which you can remove and replace. It also has a slip pocket for storing loose sheets, a card slot, a pen loop and an attractive silver ball pen so you always have it to hand. The pen is supplied with black ink.