WHSmith Money

Select Category

OneFamily - Modern Family Finance

WHSmith Money

Provided by award-winning financial services provider, OneFamily.

Boost your and your family’s future. Join nearly 2 million UK customers who invest their money with OneFamily.

Lifetime ISA

Lifetime ISA

Buy your first home sooner or save more for retirement with OneFamily’s Lifetime ISA

-Claim a 25% bonus on everything you invest in a Lifetime ISA (up to £1,000 available each tax year)
-Invest in stocks and shares*
-Pay zero tax when you take money out, no matter how much your investment has grown**

Suitable only for individuals saving for their first home or who want to keep their money invested until after they turn 60

Learn More

Junior ISA

Start small so they can dream big: invest for your child’s future from just £10 a month

-Open a OneFamily Junior ISA with a Direct Debit of just £10 a month or a £100 lump sum
-Keep the money out of reach until they turn 18
-Invest in stocks and shares*
-Your child pays zero tax when they take money out, no matter how much the investments grow**

Learn More

Junior ISA

Important information

OneFamily Lifetime ISA and OneFamily Junior ISA both invest in stocks and shares. This means that the money you pay in is invested in the stock market on your behalf.

*This type of investment has good potential to outgrow interest rates and to beat inflation, but this isn’t guaranteed. The value of the account is likely to go up and down over time and there is a risk that you could get back less than you’ve paid in.

**The tax advantages of ISAs (including Junior ISAs and Lifetime ISAs) depend on your individual circumstances and may change in the future.